Protection plans for the frequent traveler

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We are more mobile now than ever, traveling frequently and throughout the world. Are you prepared for an emergency away from home, such as an unexpected death? Most of us aren’t, and the emotional and financial aspects of such an incident can be devastating. A travel plan provides an extra measure of protection in the event of an untimely death.

What is a travel plan?

Designed to give peace of mind when a death takes place more than 100 miles from the legal residence, a travel plan takes care of all the travel details involved in bringing a loved one back home. With one call, they will be returned from anywhere in the world.

Why would you want a travel plan?

It’s difficult enough for a family to deal with the emotional and financial stress that the death of a loved one brings, but when the death occurs away from home, the loss is complicated by the need to bring them back. Most people don’t realize that the expense involved in transportation services can easily run from $1,500 to over $15,000. If a loved one dies in another country, the difficulty of arranging transportation can be very traumatic. This is all at a time when the family is already dealing with grief and distress. A travel plan is a way to ensure that your family will be shielded from any unexpected death care expenses during your travels.

How does the plan work?

The plan is simple and covers the complete cost of transportation services. You are given an identification card with instructions and if a death occurs, a traveling companion or survivor makes one phone call and the travel plan company coordinates all of the details, including:

Contacting a licensed funeral home or mortuary near the place of death
Transporting the deceased from the place of death to the funeral home or mortuary
Preparation of the deceased for transport
Securing all documentation for shipping including one death certificate
Arranging and paying to transport the deceased to an airport capable of receiving human remains, closest to their legal residence

How expensive is a travel plan?

There is a nominal, one-time fee for an individual plan. Coverage for additional persons, such as a spouse, child, relative or companion living at the same address, is at a slightly reduced rate per person. Once the plan is established, you will receive:

Information about the plan
A copy of your application
A permanent identification card with instructions for contacting the travel plan company when assistance is needed. This card should be kept in your wallet or purse to allow easy access to the information if it is needed while you are traveling.

Who would need a travel protection plan?

If you travel around the country visiting family or travel internationally even just a few times a year, a travel protection plan is a good thing to consider. None of us like thinking about the potential hazards of travel, but it is good to be prepared ahead of time.

Another consideration is whether your family members are equipped to cover costs of transportation if an emergency occurs to you away from home. These transportation services can range between $1,500 to over $15,000. Any point within that range would be significant unexpected expense to most of us. If a loved one dies in another country, the difficulty of arranging transportation can be very traumatic. Your survivors may have to work with foreign medical and government agencies, funeral providers and transportation services. If there is a language barrier, it is even more difficult.

The single fee for a travel plan is small and well worth it when you consider the financial and emotional stress your family may face if a death occurs away from home. You can take comfort in knowing your wishes will be handled with care. We are available to explain all of the details to you; simply give us a call.

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Pre-Planning Checklist

January 12, 2026

Dealing with the loss of a loved one can be overwhelming to your surviving family and friends, but pre-planning your funeral service can help them better deal with the stress of losing someone. Choose the Type of Service You Want Pre-planning your funeral service can not only ease the burden on your loved ones, but it helps ensure your final wishes are honored. While some families struggle with making those final decisions after losing someone, your family won’t have to worry with making those hard choices. Choose what funeral home and director you would like to use to handle your service. Decide what type of service you want (traditional, cremation, donation, etc…). If you choose a traditional service with burial, decide where you want to be buried. Meet with the funeral director and look at your options for caskets and urns. If you decide you want to be buried, choose clothing options. Look at options for a location to hold your service (funeral home, religious facility, sentimental building, graveside). What type of flowers do you want? Do you want flowers, or would you rather donations be given to a particular charity or a charity of one’s choice? Who will be a part of your service? You should decide on pallbearers and even ask them personally. You should also decide who you would like to officiate or participate in your service. Choose which songs you would like played at your service. Write an obituary or make notes about information you would like to be included in your obituary. Choose Who You Want to be in Charge Your family and friends want to take part in the process of fulfilling your final wishes, they only need instructions on what they need to do. Make sure someone, preferably your executor, has a copy of the will. Give a family member or chosen friend a list of important account information that will need to be contacted and handled following your death. Also make sure someone knows your final wishes for your desired service. Designate someone to be your power of attorney. Have someone prepared to cancel basic utility services and subscriptions. Choose To Pay In Advance Making decisions about your funeral service in advance can benefit you and your survivors financially. If possible, pay for all expenses in advance, freeing your family from that financial burden. When possible, pre pay for: Cemetery services, burial plot All funeral arrangements including casket, urn, flowers, transportation and specialized services

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By Shelly Zipperle • January 8, 2026

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What to Wear to a Funeral Service

By Tukios Websites • July 24, 2025

Attending a funeral or memorial service can stir up many emotions, and for some, one of the first questions that comes to mind is: What should I wear? While traditions around funeral attire have evolved, dressing appropriately remains a way to show respect—for the person who has passed and for their loved ones. Whether the service is formal, casual, religious, or a celebration of life, here are a few thoughtful guidelines to help you choose what to wear. 1. Stick to Neutral, Conservative Colors Black is the traditional color of mourning in many cultures, but it's not your only option. Other respectful colors include navy, gray, deep green, brown, and muted tones. Avoid bright colors, loud patterns, or anything that draws unnecessary attention unless the family has requested otherwise. Tip: Some services may invite guests to wear the deceased’s favorite color or dress casually—check the obituary or invitation for guidance. 2. Dress Modestly and Neatly Funeral services are somber occasions, so choose clothing that is clean, pressed, and conservative: For women, options include a modest dress, blouse with slacks, or a skirt paired with a cardigan or blazer. For men, a dress shirt with slacks, a suit, or a sport coat with a tie is appropriate. 3. Footwear Matters, Too Choose closed-toe shoes that are comfortable, especially if you'll be standing or walking at a graveside service. Simple dress shoes, loafers, or flats work well. Avoid athletic sneakers or flip-flops unless the service is explicitly casual or outdoors. 4. Consider the Location and Weather The setting of the service can influence your outfit: For outdoor or graveside services, wear weather-appropriate clothing and shoes that can handle grass or gravel. Bring an umbrella or coat if needed. Dark outerwear is always a safe choice. In a place of worship, modest attire is often expected regardless of the season. 5. Keep Accessories Simple This is not the time for flashy jewelry or bold accessories. Choose understated items that won’t distract from the purpose of the gathering. 6. What About Children? Children should also be dressed neatly and conservatively. Simple outfits in neutral colors are best. If unsure, dress them as if attending a formal family event or church service. 7. When in Doubt, Dress Up a Bit It’s always better to be slightly overdressed than too casual at a funeral. If you’re unsure about the dress code, err on the side of formality. A respectful appearance helps convey sympathy and support. What you wear to a funeral doesn’t need to be fancy or expensive—but it should reflect care, humility, and consideration. Remember: your presence is what matters most

How to Plan a Funeral or Cremation

By Tukios Websites • July 14, 2025

Planning a funeral or cremation—whether for a loved one or preplanning for yourself—can feel overwhelming. There are many decisions to make, all while navigating the emotions that come with loss. But with a little preparation and guidance, the process can be meaningful, healing, and manageable. Whether you're planning ahead or handling arrangements after a loss, this guide walks you through the key steps of planning a funeral or cremation service. 1. Decide Between Burial and Cremation One of the first decisions to make is whether the individual will be buried or cremated. This choice often depends on personal, cultural, or religious preferences. Burial typically involves a casket, a graveside service, and a cemetery plot. Cremation may still include a funeral or memorial service and allows for more flexible options such as scattering, keeping an urn, or burying cremated remains. Some families choose direct cremation (without a service) or direct burial and hold a memorial at a later time. 2. Decide on the Type of Service There are many ways to honor a life, including: Traditional funeral service (usually with the body present) Memorial service (typically after cremation or burial) Celebration of life (a more personalized, informal event) Services can take place at the funeral home, a place of worship or outdoors. Choose what best reflects the person’s life and what brings comfort to those attending. 3. Select the Details You’ll want to personalize the service with details such as: Obituary and newspaper or online notices Casket or urn selection Music, readings, or spiritual elements Photos, videos, or displays of personal items Flowers or charitable donation options Who will speak, perform, or participate Many families also choose to include military honors, religious traditions, or cultural customs. 4. Consider Final Resting Place Options For burials: Choose a cemetery and purchase a plot if one isn’t already owned Decide on a headstone or grave marker For cremation: Decide whether ashes will be kept, scattered, buried, or placed in a niche Some families divide ashes among keepsake urns or jewelry 5. Handle Legal and Practical Matters Don’t forget the necessary paperwork: Obtain a death certificate (you may need multiple copies) Notify Social Security and financial institutions Handle wills, trusts, and estate matters If applicable, coordinate with veterans’ services or insurance providers Funeral directors can help guide you through most of this, but having documents organized in advance can ease the burden. 6. Consider Preplanning Preplanning your own arrangements relieves your loved ones of decision-making during an emotional time. You can: Specify burial or cremation preferences Choose the type of service and location Prepay or set aside funds Record personal touches you’d like included Preplanning ensures your wishes are followed—and it brings peace of mind to everyone involved. While planning a funeral or cremation is never easy, it is an opportunity to reflect, remember, and celebrate a life. Whether you’re planning for the future or coping with a loss today, take each step at your own pace, and don’t hesitate to reach out to professionals or trusted loved ones for support.